Funding
Find the funding your business
actually qualifies for
Grants, tax credits and loans — organised by what you do, where you are, and what kind of money it is. Every program carries the date it was last verified.
Browse funding by province
Province or region is often the deciding eligibility condition — so start with where the project happens.
$3.6M total available
Search funding programs by your criteria
Browse by funding type, sector, demographic or legal structure — location lives on the map above.
Funding updates
What changed this week, and what closes next.
| Program | Status | Location | Amount |
|---|---|---|---|
I Innovation, Science and Economic Development CanadaWomen Entrepreneurship Loan FundLoans and investment | Opens soon | Canada-wide | Up to $50,000 |
N | Closing soon | Canada-wide | Up to $500,000 |
G | Closing soon | Ontario | Up to $2,000,000 |
I | Closed | Canada-wide | Up to $15,000 |
R | Always open | Quebec | Up to $1,000,000 |
Happly’s platform and offerings
A directory tells you a program exists. These tell you whether it’s worth your time — then help you win it.
Matching engine
Reads your business — sector, size, stage, province — and returns only the programs you actually qualify for, ranked.
Match my business →AI insights
How competitive a program is, what the funder tends to reward, and where applications usually fall down.
See an example →Grant Whisperers
Verified consultants and writers who have won these programs before. Advice, or the application written with you.
Talk to an expert →GrantGPT
A Chrome extension that auto-populates applications from what Happly already knows about your business.
Add to Chrome →
Writer’s Marketplace
Browse certified grant writers with deep industry sector expertise, proven track records, and transparent pricing.
Browse writers →How Happly keeps this current
Every program is documented from the funder’s own material, and an engine watches those sources for changes — new intakes, revised amounts, closed windows.
Documented from the source
Every program is written up from the funder’s own guidelines, not from another directory.
Watched for changes
An engine monitors those pages for new intakes, revised amounts and closed windows.
Dated on the page
Each program shows when it was last confirmed, so you can judge the answer yourself.
Program rules can still change between checks. The funder’s page is always the authority, and every program here links straight to it.
Frequently asked questions
Short, sweet, and straight to the point.
What is the difference between a grant, a loan and a tax credit?
A grant is money you do not repay, usually tied to a specific project and often paid against costs you have already incurred. A loan is repaid, but public loan programs typically carry lower rates or friendlier terms than commercial credit. A tax credit reduces what you owe, and a refundable credit pays out even when you owe nothing — which is why refundable credits often reach businesses that are not yet profitable.
Do I have to be incorporated to apply?
Not always. Many programs require an incorporated entity, but a meaningful number accept sole proprietors and partnerships, particularly smaller grants and loan funds. Each program page on this site states the legal structures it accepts.
Can I apply before my business has revenue?
For some programs, yes. Refundable tax credits and early-stage innovation funding are frequently open to pre-revenue companies, because they are assessed on the work being done rather than on profit. Programs that require matching funds or historical financials are usually not.
What if I operate in more than one province?
You can generally apply to federal programs anywhere in Canada, and to a provincial program in any province where you have eligible operations. Businesses with multiple locations often qualify for several provincial programs at once, which is one of the more commonly missed opportunities.
Does a program appearing here mean I am eligible for it?
No — a listing is not an eligibility decision, and you should always confirm against the funder’s own criteria. What Happly adds is the check itself: the platform compares your business against each program’s requirements and tells you which ones you actually match, rather than leaving you to work through them.
How current is this information?
Each program is checked against its official source and carries the date it was last verified, shown on its page. Program rules can change between checks, so the funder’s own page is always the authority — every listing links to it.
Ready to see only the programs you qualify for?
Free to start. No credit card, no consultant.
